Without home ownership then people can feel that they have no stake in society. With the 2010s seeing the fewest homes built since the 1960s and home ownership stagnating, we set out radical ideas to build more with local consent and to massively increase ownership.
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Don't Hike Stamp Duty
A new report by the Centre for Policy Studies looks at the effects of the measure introduced by the Chancellor in response to the pandemic, and finds that after an initial sharp decline in sales between April-June 2020, the number of transactions increased from 132,090 in Q2 to 225,870 in Q3 and 316,300 by the end of Q4 – the highest level since before the global financial crisis in 2007/8.
From SMI to Mortgage Support
New paper from the Centre for Policy Studies warns that, as millions face losing their jobs when furlough ends next month, many will risk losing their homes as well when the mortgage holiday arrangements end at the same time.
Help to Build: An emergency plan to support housing supply
The Centre for Policy Studies, Britain's leading centre-right think tank, has developed an emergency plan to support the housing sector. ‘Help to Build’ – written by David Cameron's former chief housing adviser – would help all developers to weather the storm, ensure continuing housing supply while saving smaller and medium sized developers from ruin and having to make hardworking employees redundant.
CPS launches Resentful Renters
The Conservative Party manifesto argued for the creation of a new market in long-term fixed rate mortgages. A new Centre for Policy Studies report by Graham Edwards, ‘Resentful Renters’, explains precisely why such a market is so necessary.
Stamping Down
The Government is currently considering whether or not to reduce stamp duty in the coming months ahead of any election. This new report by Alex Morton argues that stamp duty on homes is a tax on mobility and aspiration, and calls for drastic cuts.
Britain Beyond Brexit
'Britain Beyond Brexit' is a collection of essays by almost 40 leading politicians, edited by George Freeman MP. It unites Conservative MPs from north and south, left and right, Leave and Remain to set out ideas to take Britain forward after Brexit - including contributions from Sajid Javid, Ruth Davidson, Dominic Raab, Penny Mordaunt and Matt Hancock.
From Rent to Own
The UK needs an ownership revolution. 'From Rent to Own' proposes that for a single year, the Government should turn the Capital Gains Tax payable by a landlord on sale of a rented home into a rebate shared between landlord and tenant.
Down with Deposits: The Case for Rental Insurance
Up-front deposits mean renters lose out on accruing interest on their money, which they can also struggle to get back. A deposit replacement insurance system would insure landlords against damage or missed rent while allowing tenants to avoid borrowing.
Homes for Everyone
Chris Philp, MP for Croydon South, proposes major reform of the planning system to increase housebuilding and promote home ownership.
Housing: The Moment of Maximum Opportunity
CPS report sets out recommendations to meet the UK's urgent housing need.
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